Frequently Asked Questions

JIL Sovereign is institutional-grade blockchain settlement infrastructure designed for cross-chain tokenization and settlement. Think of it as the "DTCC for tokenized assets" - a neutral settlement layer where institutions like BlackRock, JPMorgan, and Goldman Sachs can settle transactions between their systems.

Key differentiators:

• Neutral Infrastructure: Non-custodial settlement layer - institutions keep their keys
• Built-in Compliance: Jurisdiction corridors enforce regulatory compliance at protocol level
• Deterministic Finality: Sub-10 second settlement with irreversible confirmation
• Humanitarian Impact: 10% of protocol revenue hard-coded for humanitarian causes

BlackRock, JPMorgan, Goldman Sachs, and Franklin Templeton are all building tokenization infrastructure - but their systems don't talk to each other. When BlackRock needs to settle with JPMorgan, they need neutral rails.

The problem today:

• Traditional settlement (DTCC, SWIFT) takes 2-5 business days
• Cross-chain bridges have security vulnerabilities (Wormhole lost $325M)
• Existing solutions lack built-in regulatory compliance
• No neutral layer exists for institutional cross-system settlement

JIL solves this by providing:

• Settlement in <10 seconds (not T+2 days)
• 3 basis points cost (70% cheaper than alternatives)
• 7-of-10 BFT consensus across 5 jurisdictions
• Compliance enforcement at protocol level

No. JIL is infrastructure, not speculation. The distinction matters:

Aspect	Speculative Crypto	JIL Sovereign
Revenue Model	Token price appreciation	3 bps settlement fees (B2B)
Target Market	Retail traders	Institutional asset managers
Compliance	Often avoided	Built-in, protocol-level
Comparable To	Meme coins, DeFi tokens	DTCC, SWIFT, Nasdaq infrastructure

BlackRock didn't launch BUIDL ($500M tokenized fund) as speculation - they're building real infrastructure. JIL is the settlement layer they'll need.

JIL uses a 7-of-10 Byzantine Fault Tolerant (BFT) consensus model with validators distributed across 5 jurisdictions:

• Switzerland (4 validators): Global headquarters, FINMA credibility
• UAE/ADGM (3 validators): MENA operations, secondary fiat rails
• Singapore (3 validators): APAC operations

Cloud Provider Distribution:

• AWS (USA HQ): 3 validators
• OVHcloud/Hetzner (EU HQ): 4 validators
• Alibaba Cloud (China HQ): 2 validators
• Google Cloud: 1 validator

This ensures no single nation-state or cloud provider can disrupt consensus. Even if the US pressures AWS, 6 validators remain operational on non-US infrastructure.

JIL's Tower BFT consensus (adapted from Solana's Proof of History) provides:

• Block Time: 2-5 seconds
• Throughput: 65,000+ TPS target
• Finality: Deterministic (irreversible after confirmation)

Unlike probabilistic finality (Bitcoin requires 6 confirmations, ~60 minutes), JIL transactions are final immediately upon block inclusion. This is critical for institutional settlements where "probably final" isn't acceptable for $100M+ transactions.

ATCE (Automated Token Compliance Engine) is JIL's programmable compliance framework that embeds regulatory rules directly into tokens:

• Transfer Restrictions: Limit who can receive tokens based on jurisdiction, accreditation, or KYC status
• Investor Limits: Enforce regulatory caps (e.g., Reg D 2,000 investor limit)
• Lock-up Periods: Automatic vesting schedules and transfer freezes
• Jurisdiction Corridors: Automatic compliance for cross-border settlements

Unlike competitors where compliance is an afterthought, JIL enforces compliance at the protocol level - tokens literally cannot violate configured rules.

Yes. JIL implements NIST-approved post-quantum cryptography:

• Dilithium: Lattice-based digital signatures (replacing Ed25519)
• Kyber: Key encapsulation for secure key exchange
• Hybrid Mode: Classical + post-quantum during transition

While competitors have "post-quantum" on their roadmap, JIL has implemented it in production - a 3-5 year head start. When quantum computers threaten current cryptography, JIL assets will already be protected.

JIL Sovereign includes 40 production-ready components across 8 categories:

Categories:

• Core Blockchain: Tower BFT Consensus, Validator Network, Runtime VM, State Management
• Tokenization: Asset Registry, Atomic Settlement, Liquidity Pools
• Compliance: Policy Engine, DID Registry, Governance Framework
• Infrastructure: RPC Nodes, Explorer, Gossip Protocol, Transaction Pool
• Security: Cryptographic Library, Multi-sig Wallets, Slashing Module
• Developer Tools: Rust SDK, JavaScript SDK, CLI, Deployment Pipeline
• Operations: Prometheus Metrics, Logging, Alerting
• Humanitarian: Fund Distribution, Impact Metrics Dashboard

Fireblocks is the market leader in institutional custody with 1,500+ clients and $8B valuation. Here's how JIL differs:

Feature	Fireblocks	JIL Sovereign
Model	Custodial (they hold keys)	Non-custodial (you keep keys)
Settlement Cost	10-50 bps	3 bps
Settlement Speed	Minutes to hours	<10 seconds
Finality	Probabilistic	Deterministic
Compliance	Client configures	Protocol enforces
Post-Quantum	Roadmap	Live in production

Positioning: JIL doesn't replace Fireblocks - we're the settlement layer Fireblocks clients use when settling with non-Fireblocks institutions. Partnership opportunity, not competition.

Cross-chain bridges focus on developer messaging; JIL focuses on institutional settlement:

Feature	LayerZero/Axelar	Wormhole	JIL Sovereign
Target Market	DeFi developers	Retail bridges	Institutions
Compliance	None	None	Built-in
Security Model	2-party verify	19 guardians	7-of-10 BFT
Hack History	None	$325M hack	None (launching 2026)
Audit Trail	Tx logs only	Tx logs only	Compliance-grade

Wormhole's $325M hack (Feb 2022) demonstrated why institutional-grade security matters. JIL's 7-of-10 BFT with geographic distribution provides significantly higher security guarantees.

JIL brings DTCC/SWIFT-level infrastructure to blockchain - but 1000x faster and 70% cheaper:

Feature	DTCC	SWIFT	JIL Sovereign
Settlement Speed	T+2 (2 days)	1-5 days	<10 seconds
Cost	Varies	$15-50/message	3 bps
Finality	T+2	Correspondent banking	Deterministic
Technology	Centralized	Messaging network	Blockchain (7-of-10 BFT)
Founded	1973	1973	2023

DTCC and SWIFT process trillions but were built 50 years ago. JIL provides the same institutional guarantees with modern blockchain technology.

10% of all protocol revenue is hard-coded into the blockchain to flow to the Humanity Funding Vault. This isn't a pledge or marketing - it's immutable code that executes with every transaction.

• Board cannot override it
• Investors cannot veto it
• It's permanent, forever

Target: $1 Billion in Annual Humanitarian Funding

By 2040, we project $4.91 billion annually flowing to humanitarian causes. The math:

• $1B humanitarian = $10B protocol revenue (10%)
• At 3 bps fees = ~$33T annual settlement volume
• If we capture 10-15% of cross-institutional settlement, we hit the goal

Funds are distributed to vetted 501(c)(3) organizations addressing:

• Human Trafficking Recovery: Vetted recovery centers with proven track records
• Addiction Treatment: Evidence-based rehabilitation in underserved communities
• Refugee Support: Direct aid to displaced families in crisis zones
• Poverty Relief: Food security, education, healthcare in USA, Dubai, Mexico, Brazil

All distributions are on-chain with full transparency. The Impact Metrics Dashboard publicly tracks contributions, beneficiary organizations, and real-world outcomes.

JIL generates revenue from multiple B2B streams:

Revenue Stream	Year 1	Year 3	Year 5 (2030)
Settlement Fees (3 bps)	$1.65M	$48.6M	$318M
DEX Protocol Fees	$580K	$3.2M	$47.7M
Token LaunchPad	$800K	$2.0M	$6.0M
Custody/API/Other	$1.6M	$15.1M	$93.6M
Total Revenue	$4.6M	$68.9M	$465M
Humanitarian (10%)	$460K	$6.9M	$46.5M

Private Investment Round: $25 Million

JIL is raising capital to complete testnet, mainnet launch, and institutional partnerships.

What's already built ($50-60M invested):

• 40 core components (100% devnet complete)
• Swiss corporate structure (JIL AG in Zug)
• 10-validator global infrastructure
• Dual fiat rails (Switzerland + ADGM)

Use of funds:

• Testnet deployment and security audits
• Institutional pilot programs (3+ partners)
• Regulatory clearance (legal opinions for key jurisdictions)
• Team expansion (40+ engineers by Year 2)

Contact: support@gic-information.com

JIL AG is headquartered in Zug, Switzerland ("Crypto Valley") for strategic reasons:

• Political Neutrality: 200+ years of neutrality; not EU, NATO, or military alliance member
• Regulatory Credibility: FINMA oversight is globally respected by institutions
• Crypto-Native Banking: SEBA Bank, Sygnum Bank actively seek crypto business
• Fiat Rails That Work: Swiss banks receive crypto, convert to fiat, wire globally without friction
• 50-Year Stability: Infrastructure designed for decades needs stable jurisdiction
• Crypto Valley Ecosystem: Ethereum Foundation, Cardano, Polkadot, Solana all headquartered here

The US cannot compel Swiss authorities to shut down JIL AG. This provides regulatory insulation that US-based competitors cannot match.

JIL's geopolitically hardened architecture ensures no single nation can disrupt consensus:

Threat Scenario	Validators Lost	Impact
US regulatory action	0 direct	NO IMPACT
US cloud pressure (AWS+Google)	4	CONSENSUS HOLDS (6 remain)
Swiss regulatory action	1	CONSENSUS HOLDS (9 remain)
EU enforcement (incl. Swiss)	3	CONSENSUS HOLDS (7 remain)
Five Eyes coordinated	3	CONSENSUS HOLDS (7 remain)
China regulatory (Alibaba)	2	CONSENSUS HOLDS (8 remain)

Only a coordinated shutdown by US + EU + Five Eyes + Switzerland simultaneously would threaten operations - an extremely unlikely scenario.

JIL is infrastructure, not a bridge or DeFi protocol. Key security differences:

• No Single Point of Failure: 7-of-10 BFT across 4 cloud providers, 3 corporate entities, 5 jurisdictions
• Non-Custodial: JIL doesn't hold assets - we settle transactions. Nothing to steal.
• Institutional-Grade Audits: Trail of Bits, Neodyme-level security reviews before mainnet
• Post-Quantum Cryptography: Dilithium/Kyber protects against future quantum threats
• Slashing Module: Malicious validators lose stake, creating economic disincentive for attacks

Wormhole was hacked because a single signature validation bug allowed $325M to be drained. JIL's architecture eliminates such single points of failure.